A private balance tracker

Log only what you have left.

One balance per account. No transactions, no categories, no budgets. Your data stays on your device.

Open StashsumSee how it works

Free, in your browser, with no account.

  • Bank accounts
  • Euros
  • Stocks
  • Yen
  • Credit card
Stashsum on a phone: the total across five accounts, and each account with its latest balance and its change.

You do not need every purchase. You need to know where you stand.

Your balances already add up all you earned and spent. Stashsum asks only for those, one number per account, and shows how they moved.

Itemized tracking

  • Log every purchase
  • Sort it into categories
  • Keep a budget in step with real life

Stashsum

  • Write one balance per account
  • Start from last time’s numbers
  • Any rhythm: monthly, payday, whenever
The Log balance form with new balances typed in for three accounts, and the change shown under each.

Write the numbers, then close the app.

  • Write the balances

    Enter what each account holds now. The form starts from your last numbers, so you change only what changed.

  • See the change

    Every account shows a trend and the change since its previous entry. Stashsum does not guess why it moved.

  • Close the app

    Do it monthly, on payday or whenever you remember. There are no reminders, on purpose.

A trend for every account.

Each account gets its own chart and its change since the previous entry. You decide what it means.

One account’s detail: a line chart of its balances, the change for the month and the list of entries.

Your balances stay yours.

The app works fully on your device. What you write stays there unless you choose to sync.

No account

No email and no password. Open it and start writing.

On your device

Your data is stored on the device, not on our servers.

No analytics, tracking or ads

None in the app, and none on this page either.

Sync is optional

Only between your own devices, and end-to-end encrypted. We cannot read it, because the key is not ours.

A recovery code, kept by you

Scan a QR code to pair a new device. If you lose every device, the recovery code gets your data back. We cannot do it for you.

Also in the app

Offline, on every screen

It works without a connection. Use it in the browser on a phone, tablet or desktop, or install it to the home screen.

Stashsum on a wide screen: the account list beside one account’s chart and entries.

Many currencies, one total

Each account has its own currency, and rates only price the total. Stocks, crypto and credit cards are just accounts, and a balance can be negative. Sub-accounts are optional.

Income and subscriptions

An optional income log and subscription list, kept apart from your balances.

Backup and Excel

Save everything as a backup file, or export to Excel to look at it in a spreadsheet.

44 languages

The whole interface is translated.

Hide amounts, lock the app

One switch hides every amount. A passkey or your device unlock can lock the app.

Free to use. Pro is bought once.

Free

US$0

Everything except more ledgers and sync

  • One ledger: all your accounts and their total
  • Accounts in any currency, trends, income and subscriptions
  • Backup file, restore and Excel export
  • Works offline, no account

Pro

US$9.99

Paid once, not a subscription

  • Everything in Free
  • More ledgers, for example one for you and one for the household
  • Sync between your devices, end-to-end encrypted

Open Stashsum

On the web you buy Pro from inside the app. If it is not for you, ask for a refund within 14 days, no questions asked. Read the refund policy

Questions

Why no expense tracking?

Logging every purchase is a lot to keep up. Your balances already hold the result, so Stashsum records those and shows how they changed. The trade: it cannot tell you where the money went.

Where is my data?

On your device, in the app’s own storage. Nothing is sent anywhere unless you turn on sync, and then only encrypted, so we cannot read it. Install it to the home screen so the browser is less likely to clear it, and export a backup file now and then.

What if I lose my phone?

With sync on, open Stashsum on a new device and enter your recovery code. Without sync, only a backup file can bring the data back, so export one now and then. If you lose the recovery code and every device, synced data cannot be recovered.

Is there an iPhone or Android app?

Not yet. Stashsum works in the browser on any phone, tablet or computer, and installs to the home screen like an app. Native apps are planned, with no date to share.

Can I import from a spreadsheet?

No. Stashsum restores only its own backup files, and the Excel export is one-way, for viewing. Type in your latest balances and carry on from there.

What about a refund?

Ask within 14 days of buying Pro on the web and you get the full amount back, no questions asked. Your data stays on your devices, readable and exportable. After 14 days we may still refund, at our discretion.

Will it remind me to update?

No. There are no notifications or reminders, on purpose. Open it when you want to write something down.

Write down today’s balances.

Free, in your browser, with no account.

Open Stashsum